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Pension CRM · Built for administrators

Pension admin,
finally at startup
speed.

4,200 schemes migrated. 97% faster annual returns.

One command centre replaces seventeen spreadsheets — for DB, DC, and everything in between.

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4,200+Schemes managed
£2.4bnAUM processed
99.97%Uptime SLA
DB SchemesDC PortfoliosTPR FilingsAnnual ReturnsMember RecordsContribution SchedulesTrustee ReportsEmployer OnboardingAudit TrailsRegulatory ComplianceDB SchemesDC PortfoliosTPR FilingsAnnual ReturnsMember RecordsContribution SchedulesTrustee ReportsEmployer OnboardingAudit TrailsRegulatory Compliance

Industry Report

Six findings from Monday mornings that never should have happened.

Data Finding #1
68%of administrators

still reconcile contributions manually — copying figures between payroll exports, member records, and trustee reports every month. One transposition error cascades into a regulatory correction that takes three weeks to unwind.

— Pensions Administration Survey, 2025

Ledger solves this

Automated contribution reconciliation

Ledger pulls payroll data directly, matches against member schedules, flags discrepancies before they reach the trustee board, and logs every change for audit.

Contributions · Reconciliation
February ReconciliationAuto-matched
Whitmore Engineering£42,300£42,300✓ Match
Drayton & Sons Ltd£18,750£18,200⚠ Delta
Northgate Housing£61,100£61,100✓ Match
Crestfield Logistics£29,850£29,850✓ Match
Alderton Retail PLC£11,200—✕ Missing
3 matched·1 flagged·1 missing
Data Finding #2
41%of trustees

cannot confirm their scheme's TPR filing status without calling the administrator. When the Pensions Regulator knocks, "I'll check with the team" is not an acceptable answer — and it shouldn't have to be.

— Trustee Governance Report, 2025

Ledger solves this

Real-time regulatory dashboard

Every filing deadline, submission status, and outstanding action — visible to trustees at any time, from any device, with a full audit trail behind every status change.

Regulatory · Filings
Regulatory Calendar
TPR Compliant
Annual Return 2024/2531 Jan 2026Filed
Chair Statement31 Jan 2026Filed
DC Chair Statement31 Mar 202636d
Scheme Return28 Feb 20265d
Actuarial Valuation Report30 Jun 2026Upcoming
Data Finding #3
3.4×longer than necessary

is how long it takes to onboard a new employer scheme on legacy systems. Consultancies lose the pitch because their implementation timeline is a liability. Every week of delay is a week the client is still on spreadsheets.

— Consultancy Benchmarking Study, 2025

Ledger solves this

Employer onboarding in under 20 minutes

Pre-built scheme templates, automated data validation, and a guided setup flow mean your team can onboard a new employer before the kick-off call ends.

Employer · Onboarding
Whitmore Engineering — New SchemeStep 4 of 5
✓
Scheme details2 min
✓
Employer records4 min
✓
Member data import6 min
4
Contribution rulesIn progress…
5
Trustee accessPending
Elapsed:12 min 34 sec· Est. completion: 4 min

0+

Schemes managed

0%

Faster annual returns

£0bn

AUM processed

0%

Platform uptime

"We closed seventeen spreadsheets on a Tuesday afternoon and opened Ledger. The annual return that used to take our team four days took forty minutes. I haven't worked a Saturday since."
RP

Rachel Patel

Head of Pension Administration · Drayton & Sons Trustees Ltd

See it live

A scheme onboarded in 12 seconds.
Watch it happen.

No sales call. No setup. Launch the interactive demo and explore a live Ledger environment — your first scheme onboarded before the tab loads.

demo.ledger.app
Looping · 12s

Steps

✓Scheme Info
✓Employer Data
✓Members
4Rules
5Review

Contribution Rules

Employee contribution5%
Employer contribution3%
Salary basisQualifying earnings
Pay reference periodMonthly

Validating rules against TPR guidance…

All validation checks passed
Elapsed: 00:11:47
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